By accessing and using the Lumix-Ignitra platform at lumix-ignitra.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and Lumix-Ignitra regarding your use of our comparative company analysis services.

If you do not agree with any part of these terms, you must discontinue use of our platform immediately. Your continued use of our services after any modifications to these terms indicates your acceptance of the updated terms.

Lumix-Ignitra provides comparative financial analysis tools and educational resources designed to help users understand company performance metrics and market trends. Our platform offers:

• Comparative analysis tools for evaluating company financial data
• Educational content about financial analysis methodologies
• Market research and industry comparison resources
• Data visualization tools for financial metrics
• Learning programs focused on financial analysis skills

As a user of our platform, you agree to use our services responsibly and in compliance with applicable laws. Your responsibilities include:

• Providing accurate and complete information when creating an account
• Maintaining the confidentiality of your login credentials
• Using our services only for lawful purposes
• Respecting intellectual property rights of all content on our platform
• Not attempting to interfere with or disrupt our services
• Not sharing account access with unauthorized users

You are prohibited from using our platform to engage in any illegal activities, harassment of other users, or attempts to gain unauthorized access to our systems or data.

We collect and process various types of information to provide our services effectively. This includes:

• Account information you provide during registration
• Usage data about how you interact with our platform
• Technical information about your device and connection
• Feedback and communications you send to our support team

We implement appropriate security measures to protect your data and will never sell your personal information to third parties. Our data handling practices are designed to respect your privacy while enabling us to improve our services.

For detailed information about our data collection and usage practices, please review our Privacy Policy, which is incorporated into these terms by reference.

All content on the Lumix-Ignitra platform, including but not limited to text, graphics, logos, software, and educational materials, is protected by copyright, trademark, and other intellectual property laws. This content is owned by Lumix-Ignitra or our content providers.

You are granted a limited, non-exclusive, non-transferable license to access and use our platform for personal or business purposes in accordance with these terms. You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or branding in connection with other services
• Reverse engineer or attempt to extract source code from our platform
• Create derivative works based on our proprietary content

Users acknowledge that:

• All financial data is provided for educational analysis only
• Past performance does not guarantee future results
• Market conditions can change rapidly and unpredictably
• Professional financial advice should be sought for investment decisions
• We do not guarantee the accuracy or completeness of third-party financial data

You agree to make your own independent evaluation of any financial information presented and to seek professional advice when making investment or business decisions.

We strive to maintain consistent access to our platform, but cannot guarantee uninterrupted service. Scheduled maintenance, technical issues, or other factors may occasionally affect availability.

Lumix-Ignitra reserves the right to:

• Modify or discontinue services with reasonable notice
• Update features and functionality of our platform
• Temporarily suspend access for maintenance or security purposes
• Change these terms of use with advance notification to users

We will make reasonable efforts to notify users of significant changes to our services or terms through email or platform notifications.

To the maximum extent permitted by law, Lumix-Ignitra and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our platform or services.

Our total liability for any claims related to our services shall not exceed the amount paid by you for our services in the twelve months preceding the claim.

This limitation applies to claims based on contract, tort, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.

These Terms of Use are governed by the laws of Thailand. Any disputes arising from these terms or your use of our services will be subject to the jurisdiction of Thai courts.

Before pursuing formal legal action, we encourage users to contact our support team to resolve any issues or concerns through direct communication.

If legal proceedings become necessary, both parties agree to seek resolution through appropriate legal channels in accordance with Thai law.

Either party may terminate the service relationship at any time. Users can discontinue use of our platform and close their accounts through their account settings or by contacting our support team.

Lumix-Ignitra may terminate or suspend user accounts if:

• Terms of use are violated
• Fraudulent or inappropriate activity is detected
• Legal requirements necessitate account closure
• Services are discontinued or significantly modified

Upon termination, your right to access our services will cease immediately, though certain provisions of these terms will survive termination as legally required.